Hello! I’m Simona…
Your trusted mortgage advisor…
Just clarity, strategy, and results.
Buying a home is one of the biggest financial decisions you’ll ever make – and the mortgage process can feel confusing, stressful, and slow. My job is to make it clear, strategic, and as fast as possible.
I’m a UK mortgage broker who has helped over 1,000 families secure mortgages – from straightforward purchases to complex cases where banks say “no” at first.
What I specialise in
I work with a wide range of clients, but I’m especially known for helping people who need expert guidance and strong lender knowledge, including:
First-time buyers (step-by-step support from start to keys)
Self-employed applicants and company directors
CIS workers
Clients with complex incomes or non-standard situations
Bridging finance when speed and structure matter
Whether you already know what you want or you have no idea where to start – I’ll guide you through every step.
Fast, responsive service
I pride myself on being accessible and proactive. In most cases, my clients receive an Agreement in Principle within 24-48 hours (subject to lender criteria and documents provided) – so you can move forward with confidence.
I handle the research, the lender communication, and the paperwork – and I stay on top of the process so nothing gets delayed unnecessarily.
Why clients choose me
Because I don’t just “submit applications” – I look at your case strategically and help you improve your position before it reaches a lender.
My approach is:
Clear
Honest
Personalised
Focused on results
Languages
To make the process easier and stress-free for my clients, I can support you in:
Lithuanian
English
If you’re looking for a reliable mortgage broker who will treat your case seriously and fight for the best outcome – you’re in the right place.
Contact me directly at:
simona@smfinancelounge.co.uk or 07566864157
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Meet Galina…
Galina is an experienced Mortgage Adviser specialising in adverse credit, Shared Ownership, and Right to Buy.
She’s known for making the impossible feel possible – carefully exploring every available option to find the right solution, even in complex situations.
With a strong understanding of property investment, she also helps landlords secure the best deals and grow their portfolios with confidence. Her straightforward, client-focused approach makes her a trusted partner in property finance.
Languages
Lithuanian
Russian
English
Contact Galina directly at:
galina@smfinancelounge.co.uk or 07934204429
Meet Ieva…
Ieva combines her legal background with her role as a Mortgage Adviser, offering clients clear, strategic guidance through the mortgage process.
She specialises in first-time buyers, self-employed applicants, and complex incomes – making sure every client feels supported and confident from start to finish.
With her caring, detail-driven approach, Ieva makes the mortgage journey feel simple, calm, and achievable.
Languages
Lithuanian
Russian
English
Contact Ieva directly at:
ieva@smfinancelounge.co.uk or 07916856336
Meet Jaro…
Jaro is a Protection Adviser dedicated to helping clients protect what matters most with the right insurance in place.
He specialises in life insurance, critical illness cover, and income protection – ensuring families and businesses stay financially secure when life doesn’t go to plan.
Fluent in English, Lithuanian, and Russian, Jaro makes protection advice simple, transparent, and easy to understand. His strategic, client-first approach ensures every client has tailored cover that fits their real life and budget.
Contact Jaro directly at:
jaro@smfinancelounge.co.uk or 07513888005
First Time Buyers
Mortgages specifically designed for individuals who are purchasing their first home.
Residential
A residential mortgage is a type of loan used to purchase or refinance a residential property.
Buy To Let
Designed for individuals who want to purchase a property with the intention of renting it out to tenants.
Let To Buy
A mortgage that enables homeowners to rent out their existing property and purchase a new one to live in.
Remortgage
Remortgage is a process when a homeowner switches their existing mortgage to a new lender or product.
Protection
You’re in safe hands. I can support you in safeguarding your financial wellbeing and assets in case of unforeseen events.
Bridging Finance
A short-term loan used to quickly secure a property or access funds, typically until long-term financing is in place.
Have a question or would like more information on any services?